Advisors face major challenges relating to client expectations

first_imgRegulators issue FAQ on investment dealer prospectus exemption Fiona Collie The poll found that clients typically expect an annual market return of 9.3% above inflation, almost double the 4.8% average annual market return that advisors say is more realistic. Further widening the gap between clients and advisors is the strategy each group prefers to manage market volatility. Most clients prefer low-cost passive investments over actively-managed products, which are the preferred investment choices of advisors surveyed. In fact, 69% of advisors surveyed said they’re concerned clients don’t fully appreciate or understand the potential downside market risks of passive investments. Furthermore, most advisors don’t believe that the traditional 60% equities/40% fixed-income asset allocation in portfolios is the best option for clients in today’s market. Instead, advisors are focused on portfolios with a diverse mix of non-correlated investments, the Natixis survey finds. “Low cost does not always equate to good value,” says John Hailer, CEO of Paris-based Natixis Global Asset Management SA for the Americas and Asia, in a statement, “and what’s lost in the big picture is the importance of professional guidance and risk management, especially in today’s complex and volatile markets.” Fees will remain a focus for advisors in client discussions, particularly in light of new disclosure requirements under the second phase of the client relationship model (CRM2). Indeed, more than 90% of advisors say their success depends on their ability to demonstrate value beyond asset allocation and conversations focused on solely on investment performance. One way advisors are doing this is by incorporating goals-based planning into their businesses. According to the results of the Natixis survey, one in three advisors say clients are asking for such a service. As such, 98% of advisors surveyed said they had incorporated the service into their practice. Nevertheless, some advisors believe they will have to exit the investment industry or change their businesses significantly in light of new regulations and clients’ higher expectations. For example, 30% of advisors surveyed said they’re planning to sell their books of business, merge with another firm or leave the industry altogether over the next three years. Another 32% said they would have to stop working with clients who have smaller accounts. Yet, advisors are hopeful that technology will be able to fill any potential advice gap that those potential changes would create as 74% of advisors surveyed said automated platforms, such as robo-advisors, could provide some investors with better access to advice. The results of the poll were gathered from 150 Canadian advisors surveyed in July. The survey is part of a larger global study of 2,550 advisors in 15 countries and territories in Asia, Europe, Latin America, the U.K. and the Americas. Photo copyright: gstockstudio/123RF Bespoke advice becoming more important in changing industry Related news Assante offering free advice to those hit by crisis Facebook LinkedIn Twitter Keywords Value of advice Budget proposal aims to help low-income earners access advice There’s a significant expectations gap between financial advisors and their clients as it relates to market performance and the investment strategies employed to achieve investment returns, according to the results of a new survey from Toronto-based Natixis Global Asset Management Canada released on Thursday. Share this article and your comments with peers on social medialast_img read more

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COJ Hosting Sensitisation Sessions for Charitable Groups

first_imgRelatedCOJ Hosting Sensitisation Sessions for Charitable Groups RelatedCOJ Hosting Sensitisation Sessions for Charitable Groups Advertisements COJ Hosting Sensitisation Sessions for Charitable Groups JusticeSeptember 28, 2009center_img FacebookTwitterWhatsAppEmail The Companies Office of Jamaica (COJ) will be hosting its first in a series of sensitisation sessions for charitable groups, at the Girl Guides Association Headquarters, 2 Waterloo Road, tomorrow (September 29), at 5:30 p.m.Dubbed, ‘COJ Meet the People series’, the interactive sessions are targeted at churches, charities, service clubs, non-profit associations and non-governmental organisations (NGOs) to learn more about the amnesty to Charities, currently being offered by the COJ to allow them to file outstanding documents at reduced costs.The sessions will also highlight the procedures for filing outstanding documents, the reduction in fees due to the amnesty, implications for non-compliance and general services offered by the COJ.Charitable groups will be afforded the opportunity to raise concerns and have their questions answered in relation to the amnesty and general services of the COJ.Approximately five other sessions are being planned for the main towns and parish capitals across the island.The three-month amnesty is being offered for the period September 1 to November 30, to allow charitable groups to file outstanding documents at reduced fees of between 50 and 75 per cent.Outstanding documents refer to Annual Returns, Income and Expenditure Statements, Change of Directors, Change of Address, Appointment of Secretary and Statutory Declaration.Amnesty transactions will be conducted Mondays to Thursdays between 8:30 a.m. and noon at the COJ head office, at 1 Grenada Way, in New Kingston.A drop-off box is available for deposits outside of these hours and special arrangements have been put in place, such as a designated waiting area for customers with amnesty transactions. RelatedCOJ Hosting Sensitisation Sessions for Charitable Groupslast_img read more

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Life-changing medicine to “transform lives, not just skin”

first_imgLife-changing medicine to “transform lives, not just skin” Eczema Support AustraliaLife-changing medicine to“transform lives, not just skin”Thousands of Australians with the most severe and debilitating form of eczema are rejoicing today in response to news that a medicine described as ‘life-changing’ will finally be subsidised through the Pharmaceutical Benefits Scheme.Welcoming the Federal Health Minister’s announcement that Dupixent will be PBS listed for Australians aged from 12 years with severe eczema from 1 March, Eczema Support Australia Managing Director Melanie Funk said this was “the best news ever.”“There will be tears of relief that this breakthrough medicine is now available for Australians with severe eczema, regardless of their ability to pay,” Ms Funk said.“We offer our heartfelt thanks to Minister Hunt and the Federal Government for listening to many stories of the agony of life with eczema, and for subsidising a therapy described as ‘life-changing’ by those who have received early and compassionate access.“Australians with severe eczema and their families suffer a significant financial burden due to the ongoing cost of treating eczema, as well as lost employment due to the condition, so financial distress is an area of need which this subsidy will help address,” she said.“We’re committed to improving the practical support available for the eczema community and having more treatment options that are subsidised is a critical part of that,” she added.Until now, Australians with severe eczema have been treated with corticosteroid creams or broad-based immunosuppressant drugs which cannot be used long-term. For many Australians, these therapies fail to control eczema, resulting in a life-long battle to cope with flare ups and avoid triggers.Dupixent is the first biologic therapy for severe eczema and is injected once a fortnight for the rest of a person’s life. The subsidy reduces the annual cost of the medicine from $22,800 to just $41.30 or $6.60 for concession card holders per prescription. Australians with severe eczema should consult their dermatologist or immunologist to see if they are eligible for this treatment.While Dupixent will only be subsidised for Australians with severe eczema aged 12 years or more, clinical trials are underway to investigate the use of the medicine in children with severe eczema.Gold Coast mum of twin 11-year-olds with severe eczema, Melanie Funk set up Eczema Support Australia to provide support and connection for people impacted by eczema. The organisation is growing rapidly with many people finding comfort in joining an online community.Last year, Eczema Support Australia launched a national campaign called SOS – Save Us From Eczema to emphasize the severity of eczema and the need for community understanding and practical support for Australians with the condition.Just before COVID-19 hit, Eczema Support Australia led a twenty-strong delegation of individuals affected by eczema to the Federal Parliament to share their stories of living with the condition which garnered significant support from Federal MPs and Senators.Eczema Support Australia also presented to the House of Representatives Standing Committee Allergies an Anaphylaxis Inquiry and a provided a further submission to the Inquiry into the Approval Process for New Drugs and Novel Medical Technologies in Australia.Ms Funk said that severe eczema has been misunderstood and trivialised as a skin irritation for decades and “behind this listing, there are individuals who have had the courage to speak out for the first time about the pain and suffering caused by severe eczema”.“The Minister’s announcement marks official recognition that our suffering is real, which will be a huge boost to our community who have suffered in silence for so long.“We will continue to campaign for widespread public understanding and practical support for all families and individuals affected by eczema, so that Australians with eczema can live a normal life,” Ms Funk concluded.If you’re feeling overwhelmed by eczema, you are not alone. Visit www.eczemasupport.org.au, connect with us on social media, email /Public Release. This material comes from the originating organization and may be of a point-in-time nature, edited for clarity, style and length. Why?Well, unlike many news organisations, we have no sponsors, no corporate or ideological interests. We don’t put up a paywall – we believe in free access to information of public interest. Media ownership in Australia is one of the most concentrated in the world (Learn more). Since the trend of consolidation is and has historically been upward, fewer and fewer individuals or organizations control increasing shares of the mass media in our country. According to independent assessment, about 98% of the media sector is held by three conglomerates. This tendency is not only totally unacceptable, but also to a degree frightening). Learn more hereWe endeavour to provide the community with real-time access to true unfiltered news firsthand from primary sources. It is a bumpy road with all sorties of difficulties. We can only achieve this goal together. Our website is open to any citizen journalists and organizations who want to contribute, publish high-quality insights or send media releases to improve public access to impartial information. You and we have the right to know, learn, read, hear what and how we deem appropriate.Your support is greatly appreciated. All donations are kept completely private and confidential.Thank you in advance!Tags:Australia, breakthrough, clinical trials, community, employment, Federal, federal government, Gold Coast, Government, health, health minister, medicine, parliament, PBS, social media, treatmentlast_img read more

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A frightful ride for All Hallows’ Eve

first_imgCreated with Raphaël 2.1.2Created with Raphaël 2.1.2 Mark ‘Hawkeye’ Harris with the Halloween rat rod outside his West Kelowna house. Hot Rod Therapy: Health scares give Calgarian a newfound appreciated for his love of…He rebuilt the body, welded in new floors, installed modern power steering, disk brakes and a 383 cubic inch ‘stroker’ Chevrolet V8 engine mated to a four-speed 700R4 automatic transmission and put his scary ride on the road.The rusty look of the car was created by spraying a mixture of vinegar and hydrogen peroxide on the bare metal that was then scuffed with Scotch Brite and sprayed with clear-coat lacquer. The fenders are matte black to add an evil look to the ride.Little wonder the car draws crowds wherever it is shown.“Kids and old ladies seem to love the car the most,” he says. “One 75-year-old said it gave her goose bumps and she brought her friends to see the car at a show. Kids love the spider on the front, the skeleton heads and all the art work.”But Halloween is the right night for Hawkeye’s Screemon Deemon to glow.“I’ve always been a lover of Halloween. I would set up a graveyard with a coffin lined with purple satin and a skeleton in there. I would hang up a skeleton with long white hair and use fishing line to make it come floating over kids who would come to the house,” he says.Now, his rat rod is the focal point for his Halloween haunt.“Building the car was therapeutic. It got my mind off things,” he says relating to his wife’s untimely death after they had been together for 33 years.Mark Harris built his car to travel long distances. A cross-Canada trip with his fiancé tops his bucket list.“I’ve only been as far as Winnipeg in Canada and I don’t want to go anywhere else because of all the trouble around the world.”So Hawkeye’s scary ride may go on tour next year – coming to a cemetery near you.Alyn Edwards is a classic car enthusiast and partner in Peak Communicators, a Vancouver-based public relations company. [email protected]   Screemon Deemon is the name painted on the door that has skeletal hands for openers. Also featured on the door are illustrations of a skull with a big gaping jaw sporting a Royal Coachman’s top hat – just like the one owner Mark ‘Hawkeye’ Harris wears to greet visitors to his crypt on Halloween night.The graphic on the trunk depicts a rat rod in the clutches of an evil dragon. Hawkeye with long flowing white hair and moustache and Darlene, his fiancé, are leaning on the car. The colours purple and gold are reflected in highlights on the body that is clear coated over rust and in the purple fur carpeting and LED lights that make for a dramatic presentation when night falls. Created with Raphaël 2.1.2Created with Raphaël 2.1.2After he lost his wife to cancer five years ago, ‘Hawkeye’ decided to fill his time by creating a dark culture car that would be very different from the rest. He succeeded.Eric Cable, Driving Created with Raphaël 2.1.2Created with Raphaël 2.1.2Interior features include a skull for a shifter knob, chain steering wheel, brass knuckle shifter and door handles along with handcuffs to lock the shifter.Eric Cable, Driving Created with Raphaël 2.1.2Created with Raphaël 2.1.2The power comes from a Chevrolet 383 cubic inch ‘stroker’ V8 engine mated to a 700R4 four-speed automatictransmission.Eric Cable, Driving Created with Raphaël 2.1.2Created with Raphaël 2.1.2A spider grille and truck clearance lights are featured on the front.Eric Cable, Driving Created with Raphaël 2.1.2Created with Raphaël 2.1.2Skulls and bats adorn the front of the 1936 Chevrolet coupe rat rod.Eric Cable, Driving Created with Raphaël 2.1.2Created with Raphaël 2.1.2Screemon Deemon name on the door with a skeleton with gaping jaw sporting a Royal Coachman’s top hat.Eric Cable, Driving Created with Raphaël 2.1.2Created with Raphaël 2.1.2Screemon Deemon name and dragon graphic adorns the trunk.Eric Cable, Driving Created with Raphaël 2.1.2Created with Raphaël 2.1.2A moody shot for a frightful rod.Eric Cable, Driving The Rolls-Royce Boat Tail may be the most expensive new car ever COMMENTSSHARE YOUR THOUGHTS Trending Videos We encourage all readers to share their views on our articles using Facebook commenting Visit our FAQ page for more information. PlayThe Rolls-Royce Boat Tail may be the most expensive new car everPlay3 common new car problems (and how to prevent them) | Maintenance Advice | Driving.caPlayFinal 5 Minivan Contenders | Driving.caPlay2021 Volvo XC90 Recharge | Ministry of Interior Affairs | Driving.caPlayThe 2022 Ford F-150 Lightning is a new take on Canada’s fave truck | Driving.caPlayBuying a used Toyota Tundra? Check these 5 things first | Used Truck Advice | Driving.caPlayCanada’s most efficient trucks in 2021 | Driving.caPlay3 ways to make night driving safer and more comfortable | Advice | Driving.caPlayDriving into the Future: Sustainability and Innovation in tomorrow’s cars | Driving.ca virtual panelPlayThese spy shots get us an early glimpse of some future models | Driving.ca ‹ Previous Next ›center_img “I always wanted to build a car from scratch that was unique and I have a passion for rat rods,” the retired operations superintendent and truck driver says. “It started when I bought a skull with horns and fangs during a visit to a Goth store seven or eight years ago. I got a vision for the car I would build some day.”After he lost his wife to cancer five years ago, he decided to fill his time by creating a dark culture car that would be very different from the rest. He had once restored a 1951 Cadillac Coupe de Ville and owns a 1957 Packard but he liked the look of a 1936 Chevrolet coupe that he saw in a photograph.He found his car being offered in an estate sale on Vancouver Island that was just a body attached to the frame and a pile of pieces. He trailered the remains of the relic home to West Kelowna in the fall of 2014 to begin the build. Once he conceived the name Screemon Deemon and a friend gave him a T-shirt adorned with a gaping-jawed skull, he had his theme.“My buddies came over and I showed them the skull and dragon and it all started to come together. They kept egging me on and I used my buddy Doug to bounce ideas off,” Harris says.RELATED Trending in Canada See More Videos RELATED TAGSChevroletCoupeVintage / ClassicClassic CarsClassic Cars & TrucksNew VehiclesVancouverVintage & CollectibleAlyn EdwardsAutomotive TechnologyCadillac Coupe de VilleCanadaCoupesCulture and LifestyleHalloweenHolidaysMark HarrisScience and TechnologyTechnologyVancouverVancouver IslandVehicle ControlWest KelownaWinnipeg advertisement Buy It! Princess Diana’s humble little 1981 Ford Escort is up for auction An engagement gift from Prince Charles, the car is being sold by a Princess Di “superfan” There will be one scary ride parked at the West Kelowna ‘haunted house’ owned by Mark Harris on Halloween. Among the floating ghosts, black cats, coffin carrying a skeleton and other frights will be one evil-looking machine.Visitors will recoil with fright when they see the ‘rusty’ 1936 Chevrolet coupe rat rod, what with its spider web grille and fender skirts, hood replete with a skull with glowing red eyes, bats, scorpions, dragons and gory graphics depicting figures with bones sticking out of legs and torsos.The interior features a circular chain for a steering wheel, spiked brass knuckles for a shifter and matching door handles as well as handcuffs to lock the transmission shifter as a cryptic theft deterrent. Not that anyone in their right mind would steal a car that is unlike any other. last_img read more

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Vivendi telecoms chief to head SFR

first_img Richard is the editor of Mobile World Live’s money channel and a contributor to the daily news service. He is an experienced technology and business journalist who previously worked as a freelancer for many publications over the last decade including… Read more AddThis Sharing ButtonsShare to LinkedInLinkedInLinkedInShare to TwitterTwitterTwitterShare to FacebookFacebookFacebookShare to MoreAddThisMore 23 MAY 2013 SFRVivendi Tags Vivendi appointed Jean-Yves Charlier (pictured) as the new CEO for French operator  SFR, who previously headed the conglomerate’s telecoms strategy, as it looks to increase its focus on the media sector.Charlier has since last year been in charge of strategy for assets such as SFR and Vivendi’s 53 per cent stake in Maroc Telecom, for which it is currently evaluating competing bids.Earlier this month, Jean-Rene Fourtou, Vivendi’s chairman, said it may consider an IPO for SFR, although such a move is not considered imminent, as first the parent wants to put the French unit on a stronger footing.The appointment of Charlier splits the role of CEO and chairman at SFR, as he replaces Stephane Roussel, who remains as chairman.In addition, Sandrine Dufour has been appointed as SFR’s head of finance and strategy, alongside a new six-member executive committee.According to Bloomberg, Fourtou and Vivendi CEO Jean-Francois Dubos are now heading up the telecoms strategy and the shift in focus towards media. Author Richard Handford Altice strikes deal to buy French MVNO businesscenter_img Related SFR to cut staff as part of digital push Cellnex compra las torres de Altice por 5.200 millones Español Previous ArticleNSN, Intel push content to the edgeNext ArticleSquare makes first international move outside North America Home Vivendi telecoms chief to head SFRlast_img read more

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Donegal to resettle 30 refugee families by the end of 2018

first_img Twitter Previous articleListen back: Shaun Doherty speaks to father of missing Jack GlennNext articleRonan McLaughlin & Sean McFadden excited about The Rás return admin RELATED ARTICLESMORE FROM AUTHOR Disruption to cancer service will increase mortality – Oncologist Homepage BannerNews WhatsApp Donegal hoteliers enjoy morale boost as bookings increase Facebook It’s been revealed that thirty families of refugees are expected to resettle in Donegal by the end of 2018, with the first 12 families arriving in May this year.The Office for the Promotion of Migrant Integration has been engaging with Donegal County Council with a view to facilitating the resettlement of families under the Refugee Resettlement Programme in Donegal.The first group of families under the programme will be housed in Buncrana and Carndonagh.Local Councillor Bernard McGuinness says it’s important for Inishowen and the county to have a role in the initiative:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2017/02/bernrefugees.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. By admin – February 15, 2017 45 new social homes to be built in Dungloe Pinterest The Office for the Promotion of Migrant Integration (OPMI) has been liaising with relevant public bodies to make arrangements for provision of relevant services to the new arrivals in an appropriate and timely manner and Donegal County Council has been engaging with the OPMI.A local Resettlement Inter-Agency Steering Group, comprised of representatives from relevant public service providers that will oversee the local resettlement and integration programme within the county, has been established.The focus of the Steering Group will be to develop a co-ordinated and efficient programme to make the transition and integration as easy as possible.While the first group of twelve families are expected to arrive in the county in late May it is not clear when the next group will be arriving but it is likely to be late 2017 or early in 2018. Decisions in relation to where they will be settled will be considered by the Steering Group as details of the circumstances and needs of the group become available. Journey home will be easier – Paul Hegarty Google+ Donegal to resettle 30 refugee families by the end of 2018 Consultation launched on proposal to limit HGV traffic in Clady Google+ Hospitalisations rise as Donnelly suggests masks will stay ’til autumn Facebook WhatsApp Twitter Pinterestlast_img read more

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Ireland swap two for Wales showdown

first_img 熱門話題對肚腩脂肪感到後悔!試了在萬寧賣的這個後…熱門話題|SponsoredSponsoredUndo ‘ GoGoPeak10 Most Beautiful Cities You Should Visit Once In Your LifetimeGoGoPeak|SponsoredSponsoredUndoAaron Smith names South African as greatest World Cup scrumhalfSA Rugby MagUndoFrom the magazine: Jano Vermaak names his Perfect XVSA Rugby MagUndoDatemyage.comThe Best Place To Meet Guys Your Own Age in Tsuen WanDatemyage.com|SponsoredSponsoredUndo  261  6 Published on February 4, 2020 ‘ ‘ ‘ ‘ World Cup-winning Bok quartet in Eddie Jones’ all-time XVMaverick coach Eddie Jones has named his Test dream team made up of players he has worked with throughout his illustrious career.SA Rugby MagUndoHero WarsThis game will keep you up all night!Hero Wars|SponsoredSponsoredUndoDatemyage.comOver 40 And Single?Datemyage.com|SponsoredSponsoredUndoBuzzSuperDetails About Meghan Markle’s Wedding Will Leave You SpeechlessBuzzSuper|SponsoredSponsoredUndoAlphaCuteOprah’s New House Cost $90 Million, And This Is What It Looks LikeAlphaCute|SponsoredSponsoredUndoGrammarlyAvoid Grammatical Errors with This Helpful Browser ExtensionGrammarly|SponsoredSponsoredUndo Watch: I wanted to rip Jean’s head off – Jaque FourieSA Rugby MagUndocenter_img Posted in News, Six Nations, Test Rugby, Top headlines Tagged 2020 Six Nations, Ireland, Six Nations, Test Rugby, Wales Ireland swap two for Wales showdown Post by SA Rugby magazine BuzzAura16 Cancer Causing Foods You Probably Eat Every DayBuzzAura|SponsoredSponsoredUndo Loans | Search AdsGetting a loan in Hong Kong may be easier than you thinkLoans | Search Ads|SponsoredSponsoredUndo ‘ Coach Andy Farrell has made two injury-enforced changes to Ireland’s starting lineup for Saturday’s crucial match against Wales in Dublin.Farrell has had to reshuffle his back row after losing Caelan Doris to injury. Peter O’Mahony comes into the loose trio, but his selection at blindside flank means CJ Stander shifts to No 8.The other change comes in the backline, where outside centre Robbie Henshaw has been brought in to partner Bundee Aki in the absence of Garry Ringrose, who picked up a hand injury.Max Deegan has been included on the bench and will make his Test debut if he comes on, while veteran Keith Earls joins the match 23 following Henshaw’s elevation to the run-on XV.Ireland – 15 Jordan Larmour, 14 Andrew Conway, 13 Robbie Henshaw, 12 Bundee Aki, 11 Jacob Stockdale, 10 Jonathan Sexton (c), 9 Conor Murray, 8 CJ Stander, 7 Josh van der Flier, 6 Peter O’Mahony, 5 James Ryan, 4 Iain Henderson, 3 Tadhg Furlong, 2 Rob Herring, 1 Cain Healy.Subs: 16 Ronan Kelleher, 17 Dave Kilcoyne, 18 Andrew Porter, 19 Devin Toner, 20 Max Deegan, 21 John Cooney, 22 Ross Byrne, 23 Keith Earls.*Have you signed up to our newsletter? Click here to join the thousands of readers who are part of our newsletter community.Photo: Rugby World Cup/Getty Images Peter O’Mahony scores last_img read more

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Milena Jesenská Fellowships for Journalists, Vienna, Austria

first_img ← Peace Revolution Fellowship in Thailand Apply to CEU and Study in Vienna with a Scholarship LinkedIn 0 Internships at The Right Livelihood Award Foundation, Sweden → +1 Deadline: 10 April 2012Open to: Journalists from Europe, Armenia, Azerbaijan, Georgia, and TurkeyFellowship: A stipend in the amount of EUR 7.630 and an office, in-house research facilitiesDescriptionThe Milena Jesenská Fellowship program offers European journalists time off from their professional duties in order to pursue in-depth research on a topic of their choice. Journalists from Armenia, Azerbaijan, Georgia, and Turkey are also eligible to apply.Applicants are asked to relate their proposals to one of the main research fields of the IWM (for details please see here).The call is directed towards cultural journalists, with the term “cultural” being interpreted in a broad sense to encompass a wide variety of intellectual and artistic fields. However, applicants’ work may also deal with societal issues of European relevance.FellowshipThe fellows are invited to spend three months at the IWM in Vienna, Austria. They will receive a stipend in the amount of EUR 7.630 and are provided with an office, access to e-mail and internet, in-house research facilities, and other relevant resources in Vienna. Travel grants of up to EUR 1.820 can be paid for research trips to neighboring countries.EligibilityMilena Jesenská Fellowships are intended as an award for excellence and are directed towards experienced journalists from Europe, Armenia, Azerbaijan, Georgia, and Turkey. Applicants must have worked in print, broadcast or online journalism for several years and must be able to provide proof of their outstanding professional record.Applications by entry-level journalists or students will be rejected.ApplicationThe application consists of the following:the application form please download here, or request by fax: +43-1-313 58-60, or by e-mail: [email protected] concise project proposal in English (not more than 3 doublespaced pages)a curriculum vitae including a list of publicationsPlease send the application by mail to:Institut für die Wissenschaften vom MenschenFellowship CoordinatorSpittelauer Lände 31090 WienAUSTRIAAdvance copies by e-mail are accepted: [email protected] Subject header: Milena Jesenská FellowshipsPlease send your application materials as PDF files.Deadline for application: April 10, 2012The Official Website Call for Entries: Pro Carton Young Designers Award 2021 Milena Jesenská Fellowships for Journalists, Vienna, Austria Similar Stories center_img Share 0 Tweet Pocket Apply to CEU and Study in Vienna with a Scholarship March 1, 2012 Published by Site Default Reddit Leave a Reply Cancel ReplyYou must be logged in to post a comment. last_img read more

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GoEuro Innovative Travelers Contest

first_img Pocket 212 Photography Istanbul Migration Management Diploma Programme → Tweet Share 0 Leave a Reply Cancel ReplyYou must be logged in to post a comment. Reddit December 6, 2014 Published by vladimir +1center_img Deadline: 15 December 2015Open to: students studying in selected universities from: Austria, Australia, Belgium, Canada, Croatia, Cyprus, France, Italy, Germany, The Netherlands, New Zealand, Poland, Spain, Sweden, Turkey,  United Kingdom and USAPrize: fellowship opportunity in Germany and €2,000DescriptionGoEuro mission is to improve access to all towns and cities across the continent, making travel easier, whether it be by train, bus or plane. Traditionally, figuring out how to get to destinations without airports has been a complicated process, particularly in foreign countries. It’s important  that travellers don’t miss out on discovering fantastic cities like Bath, Segovia, Soest or Namur, which is why they are determined to help you find the best ways to get there.Use the title ‘’A Closer Europe’’ and let it inspire you. Send your innovative vision of a more connected Europe. They are flexible with the entry formats, so be creative! Share your vision in an essay, blog post, video, YouTube clip…or whichever format you feel best expresses your ideas. The focus of the entry is up to you whether it’s transport, culture, education or any other theme…they want to know what a connected Europe means to you. Tell how your education and experience could help build a more connected Europe. Check out the scholarship blog post if you need some inspiration for your project.EligibilityThe contest is open to students currently enrolled in these Universities situated in Austria, Australia, Belgium, Canada, Croatia, Cyprus, France, Italy, Germany, The Netherlands, New Zealand, Poland, Spain, Sweden, Turkey,  United Kingdom and USA.PrizeThe student who sends the most creative entry will get the chance to complete a 1-3 month paid internship in GoEuro’s Berlin office. The winning student will also receive a scholarship of €2,000 and the best entry will be published (with permission) on the GoEuro blogs in Germany, Spain, Italy, the Netherlands and the UK.ApplicationAll entries must be sent to [email protected], making sure to include:An essay between 1500-2000 words or a video with a duration of 1-10 mins. Entries in other formats will also be considered but must be sent via email;PDF copy of student enrollment document for the 2014/2015 academic year;Entries must be sent before midnight (GMT+1) on December 15th 2014;The official webpage Similar Stories The Masters Review Flash Fiction Contest 2021 Fourth Human Rights Youth Challenge GoEuro Innovative Travelers Contest LinkedIn 0 ← Fellowship at the Institute for Advanced Studies on Science, Technology and Societylast_img read more

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Can’t Hardly Wait: Why did Branden and Rayni Williams start their own shop?

first_imgTagsHilton HylandNile NiamiSpec MansionsWest Hollywood Share via Shortlink Share on FacebookShare on TwitterShare on LinkedinShare via Email Share via Shortlinkcenter_img Branden Williams and Rayni Williams (Credit: Rachel Murray/Getty Images for Sharewell/Zimmer Children’s Museum)In a market where luxury listings can soar well into the nine digits, a $58 million Hollywood Hills mansion wouldn’t ordinarily garner much attention. So it was curious when the 17,000-square-foot contemporary appeared in a lavish Wall Street Journal writeup last week.For Los Angeles brokers, the answer seemed to come in the story’s final sentence: “Rayni and Branden Williams of the Williams & Williams team at the Beverly Hills Estates have the listing.”This summer, as the real estate market was trying to find its footing, powerhouse L.A. luxury agents Rayni and Branden Williams were taking a leap. The husband and wife agent team quietly departed their longtime home at Hilton & Hyland to set up their own shop.By the fall, the company had been officially registered as Beverly Hills Estates — billing itself Williams & Williams Estate Group — with little accompanying fanfare and many unanswered questions. Variety first reported news of the move through a records search in early October.While the manner in which the duo set off on their own was unusual, their impressive client list and sales chops made the move a natural progression, industry pros said.Working for Hilton & Hyland, the Williams & Williams Estates Group team had the third highest sales volume — $412.5 million — of any L.A. agent or team between March 2018 and February 2019, according to a Real Deal analysis at the time.More than that, the couple are ambassadors of the L.A. luxury market, selling sun and fun on Instagram to their 140,000 followers, along with TV appearances on “Good Morning America” and Bloomberg, where they would patiently explain what possesses people to buy homes for $50 million.The pair have called themselves the “King and Queen of Trousdale,” a neighborhood so luxurious it’s fancy even by the standards of home city Beverly Hills.Besides the near radio silence from the king and queen about their new brokerage, some competing brokers wonder why the Williamses would choose to be hemmed in by the dreary logistics of running a brokerage.“They’re extremely successful and I guess they feel that they can make extra money,” said Stephen Shapiro, who co-founded his own brokerage, Westside Estate Agency, 20 years ago with Kurt Rappaport. “But there’s going to be short-term pain.”New beginning on SunsetWhile 2020 has been an unusual year for anyone, it has been especially so for the Williamses.The couple had the listing for spec developer Nile Niami’s Beverly Hills mention dubbed “The Opus.” It sold for $40 million in February, but Rayni Williams at the time would only say Niami had found the buyer himself. That buyer turned out to be one of Niami’s long-term lenders, apparently taking control of a property that had been on the market for years, and was once listed at $100 million.In June, the Williamses leased a two-floor building at 8878 West Sunset Boulevard, according to CoStar and sources close to the deal. The property had been listed for $25,000 a month.A month later, Beverly Hills Estates Inc. registered as a business with the California Secretary of State, with Branden Williams as CEO and Rayni Williams as chief financial officer.On Thursday, Rayni Williams declined to discuss the new brokerage, saying it was “not an opportune time.”Neither agent has a broker’s license with the state, so Greg LaPlant, a former colleague at Hilton & Hyland, is the broker of record. LaPlant received his broker’s license in July, according to state records. He not is mentioned on the Williams & Williams Estate Group’s recently-launched website.Despite having spent months setting up their new business, the Williamses have done nothing to publicize it, and the $58 million Hollywood Hills property appears to be their first major listing.A spokesperson for the duo, Alexander Ali, said last week that any announcement would be “too soon,” and “won’t be ready until December.”Their former employer, Hilton & Hyland, has also been silent. Representatives there have not responded to numerous messages, leaving rival brokers wondering.“It must be a messy business unwinding from Hilton & Hyland,” said Michael Nourmand, president of Nourmand & Associates.No room “on that plate”Fact: Luxury homebuyers don’t care about what brokerage an agent belongs to.“I could go to every homeowner in Beverly Hills and ask them, ‘Do you know who Jade Mills is?’” said Ron Wynn, an agent at Compass. “Eighty-five percent of them would say they do. I could then ask, ‘What brokerage does Jade work for?’ People wouldn’t know or wouldn’t even know what I meant.” (Mills works for Coldwell Banker.)That leads to the question: Why bother with a brokerage?But top agents see the question another way: Why bother with your own business?Elite L.A. agents reach a point where they operate autonomously from the parent brokerage. These agents often retain 90 percent or even more of their commission fees, while worrying little about administrative duties.“Paying your split to the company is less than having to take on a bunch of agents, a manager,” said Josh Flagg of Rodeo Realty, during a TRD Talks Live panel in October. “What’s the benefit? I can’t even see it.”“We’re all so busy,” Douglas Elliman’s Josh Altman added, during the same discussion. “It’s another thing to have on our plate. I don’t think any of us have room on that plate right now.”Another issue is liability. Brokerages routinely wind up in court over breach of contract and other lawsuit claims. Hilton & Hyland, for example, has sued or been sued over two-dozen times in the last 20 years, according to L.A. County Superior Court records.The agents that do start brokerages, then, “do it for ego or a feeling of accomplishment,” Wynn said.The business reason, Wynn added, is to build an asset that could later be sold. He cited as examples recent deals involving Partners Trust and the John Aaroe Group.Another recent instance: Mauricio Umansky left Hilton & Hyland himself in 2011 to start The Agency, a Beverly Hills brokerage that has added locations across the country.But it is not clear if even successful boutique brokerages in L.A. — namely Hilton & Hyland, Westside Estate Agency and Nourmand & Associates — are handsomely profiting from the high-end lifestyle they sell.“The margins are tough, the competition is tough,” Nourmand said. “One week you’re on the top of the world, but it’s hard to maintain long-term dominance.”“The way to make a small fortune in the wine business is to start out with a big fortune,” said Spencer Krull, managing broker at Side, a brokerage with the model of purely doing the administrative work for agents, and a former manager at Westside Estate Agency. “You could say the same about brokerages.”“Good people around us”Despite the pandemic lockdowns, Rayni and Branden Williams did a combined $75.5 million in on-market sales alone in the first six months of 2020. That amounted to about 12 percent of Hilton & Hyland’s total sales volume for the period, according to a TRD analysis.Hilton & Hyland has other big producers, including co-founder and president Jeff Hyland, along with brokers Drew Fenton, and Linda May. The 27-year-old firm also made significant new hires this year in Marc Noah and Lisa Optican.But none can match the Williamses recent track record. “It’s a huge loss for Hilton & Hyland,” Nourmand said.By moving on, the couple may also be able to boost their profile, if they eventually choose. While Hilton & Hyland higher-ups tend to frown on reality TV shows like “Million Dollar Listing,” Branden Williams has no such aversion to the camera. Before getting his sales license, he landed speaking roles in movies, including the 1998 teen rom-com “Can’t Hardly Wait.”“They may be looking to be more like other more celebrity realtors,” Wynn said.But agents interviewed for this story acknowledged they were merely speculating.Adding to the intrigue, the pair has presented themselves in the past as dependent on a team.In a 2016 interview with Top Agent magazine, Rayni Williams was succinct: “The key to our success is having good people around us.”last_img read more

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