TD’s U.S. discount brokerage to launch robo-advisor platform

first_img Keywords Robo-advisorsCompanies Toronto-Dominion Bank Fiona Collie Wealthsimple sells U.S. biz to Betterment Toronto-Dominion Bank’s Omaha-based discount brokerage subsidiary, TD Ameritrade Holding Corp., announced on Tuesday that it’s jumping into the robo-advisor market. The new platform, called Essential Portfolios, will allow investors to open an account in 15 minutes or less via their desktop, tablet or smartphone. Each client will be recommended one of five diversified model portfolio strategies, which are created through fund recommendations from Chicago-based Morningstar Investment Management LLC. Each portfolio will consist of five exchange-traded funds (ETF) and cash with a weighted average expense ratio of 0.06% to 0.08% along with a management fee of 0.3%. Investors must have a minimum of $5,000 to open an account. The new robo-advice platform also allows investors to set and monitor financial goals, such as savings for post-secondary education or retirement. “Today’s investors want more choices for investment advice. Some want the guidance to come from a human, partnered with digital platform, while others might prefer an all-human or all digital approach,” says Tom Bradley, president of retail distribution at TD Ameritrade, in a statement. “Our job is to deliver solutions that are easy-to-use, effective and allow our clients to grow with us as their needs evolve.” This announcement follows other recent changes at TD Ameritrade, such as the digital enhancement of its Amerivest Managed Portfolios, which allow investors to manage their investments with as much or a little human interaction as they wish. Essential Portfolios is, in fact, run through Amerivest Investment Management Services, a subsidiary of TD Ameritrade. “Essential Portfolios is a great example of how we were able to leverage Amerivest’s existing technology to create an all-digital version for the more value-conscious investor,” says Bradley. As well, TD Ameritrade, along with TD Bank, announced in October that they will be acquiring St. Louis-based discount brokerage Scottrade Financial Services Inc. in a deal set to close in September 2017. (TD Ameritrade is part of TD Bank’s U.S. retail business.) TD Bank, for its part, does not intend to make the U.S. robo-advisor available to Canadian investors for the time being. “Given our platform, we’re well positioned to be able to win in this space, however we do not currently have any plans for the Canadian market,” the bank says in an emailed statement sent to Investment Executive. Photo copyright: tammykayphoto/123RF BMO’s adviceDirect launches premium service Mandeville, Smart Money introduce WealthPort service Related news Wealthsimple raising $750 million in latest financing deal, valuation hits $5 billion Share this article and your comments with peers on social media Facebook LinkedIn Twitterlast_img read more

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North American markets plunge for a second day

first_img Facebook LinkedIn Twitter Toronto stock market dips on weakness in the energy and financials sectors North American markets sold off for a second day in a row Thursday as ongoing concerns about the pace of U.S. interest rate hikes next year was accompanied by renewed threats of a partial shutdown of the United States government.The market expected a much more dovish outcome from the Federal Reserve so it’s adjusting to the realities that the central bank won’t have the market’s back, at least at current prices, says Mike Archibald, associate portfolio manager at AGF Investments Inc. Ross Marowits Sentiment also soured after U.S. President Donald Trump indicated he doesn’t want to sign a temporary funding bill unless he gets money for his signature campaign promise — a wall at the Mexican border.“Combine that with the extremely negative sentiment that’s in the market and the sloppiness that we’ve seen over the last several weeks and it’s a recipe for another weak day,” he said in an interview.The S&P/TSX composite index hit a two-and-a-half year low of 14,075.94, closing down 122.29 points to 14,141.77. It has lost more than 1,000 points or 6.9% in the past three weeks alone and 2,000 points so far in the year.All sectors struggled Thursday except materials, which rose more than 2%, largely on the strength of gold.At its peak, the price of gold gained US$23 on the day. The February gold contract was up US$11.50 at US$1,267.90 an ounce.Gold stocks received a lift after the Fed raised interest rates.“It hasn’t acted as a great hedge to equity market volatility in the past 12 months (but) it is starting to act a little bit more of a hedge here as we’ve seen another leg lower in equities,” said Archibald.Health care was the worst performing sector on the TSX, falling by 2.8%, followed by technology and energy.The energy sector fell 1.7% as the February crude contract plunged nearly five cent, losing US$2.29 to US$45.88 per barrel. That’s the lowest level since July 2017.“I’m hesitant to say that energy’s going to go a lot lower here but we probably do need a better catalyst to get risk appetite up again,” he said.“The outlook for Canada remains a little bit uncertain at the moment. Clearly we need oil to start working.”The Canadian dollar hit an 18-month low, trading at an average of US74.10 ¢, down a quarter point from Wednesday.The January natural gas contract was down US14.3¢ at US$3.58 per mmBTU and the March copper contract was down US1.95¢ at US$2.70 a pound.Archibald says the market is expecting the Fed to raise rates just once in 2019 even though it pointed to the possibility of two hikes. He added that the Bank of Canada will also increase interest rates at most once in the back half of 2019, once it gets a better sense of Chinese tariffs in the U.S. and the implementation of the new North American Free Trade Agreement.In New York, the Dow Jones industrial average was down 464.06 points at 22,859.60. The S&P 500 index lost 39.54 points at 2,467.42 while the Nasdaq composite was down 108.42 points at 6,528.41.“Sentiment is obviously at extremely bearish levels so the market is setting up very well here for a counter-trend bounce and we would watch for that to happen probably into next week and into the first week of January.” Keywords Marketwatch Display board of Stock market quotes tidty/123RF TSX gets lift from financials, U.S. markets rise to highest since March Share this article and your comments with peers on social media S&P/TSX composite hits highest close since March on strength of financials sector Related newslast_img read more

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Royal Bank Q3 net income rises to $3.3B, but misses estimates

first_img Canaccord reports record revenues, drops proposal to acquire RF Capital Businessman hand showing financial report on table nonwarit/123RF Laurentian Bank reports $53.1M profit in Q2, beats expectations The increased payment to shareholders came as RBC reported $3.3 billion in net income for the quarter ended July 31, up 5% from $3.1 billion a year ago.“Our focused strategy and diversified business mix continue to deliver strong returns for our shareholders as we leverage our scale and investments in technology to create new value streams for our clients,” RBC chief executive Dave McKay said in a statement.RBC’s diluted earnings per share for the three-month period ended July 31 was $2.22, up from $2.10 a year ago. On an adjusted basis, RBC’s diluted cash earnings per share for the third quarter of its financial year amounted to $2.26, compared with $2.14 during the same quarter in 2018.On average, analysts expected earnings of $2.30 per share, according to the financial markets data firm Refinitiv.The bank’s latest results were fuelled by strength in personal and commercial banking, wealth management and insurance. However, the lender’s capital markets and investor and treasury services divisions were lower amid challenging market conditions.RBC’s personal and commercial banking division saw net income of $1.66 billion, up 10% year-over-year due to volume growth and higher spreads in Canadian banking.Its wealth management arm, which includes Los Angeles-based bank City National, reported net income of $639 million, up 11% from the year prior, largely due to higher average fee-based client assets and an increase in net interest income. City National saw loan growth of 17% year-over-year during the latest quarter, RBC said.The bank’s insurance division saw net income rise by 29% to $204 million during the quarter, “reflecting higher favourable investment related experience” and the impact of new longevity reinsurance contracts.However, RBC’s capital markets division saw net income drop by 6% year-over-year to $653 million. The bank said this was “primarily due to lower loan syndication revenue mainly in the U.S. and Europe, reflective of the contraction in the global fee pool.” Other factors impacting the division’s earnings included higher provisions for credit losses — or money set aside for bad loans — and lower equity trading activity across most regions, the bank said.Its investor and treasury services division reported third-quarter net income of $118 million, down 24% from the same period in 2018, due to lower client deposit margins, lower revenue from its asset services business, and lower funding and liquidity revenue.“Overall, the results came in below consensus largely owing to lower trading revenue and rate headwinds in the investor and treasury services business, with several other areas — including Canadian banking — showing well,” CIBC Capital Markets analyst Robert Sedran said in a note to clients.The bank’s key measure of financial health, called the common equity tier 1 ratio (CET1), was 11.9% as of July 31. That’s up from 11.8% during the previous quarter and 11.1% during the third-quarter of 2018.Total provisions for credit losses during the quarter rose by $79 million or 23% to $425 million, due to higher provisions in capital markets, wealth management and personal and commercial banking.RBC was the first of Canada’s big banks to report its third-quarter earnings. The Canadian Imperial Bank of Commerce reports its latest financial results on Thursday, followed by the other banks next week.RBC also on Wednesday announced that its group head of RBC Capital Markets and RBC Investor and Treasury Services Doug McGregor will retire on Jan. 31 after 37 years at the bank. McGregor joined RBC in 1983 and held progressively senior roles at the bank. He became its capital markets CEO in 2008, and assumed responsibility for investor and treasury services in 2012.“Under Doug’s leadership, RBC Capital Markets has executed on a successful growth strategy to create a top 10 global investment bank with a strong client focus, exceptional talent, and a disciplined approach to risk management,” McKay said in a release.The bank’s global head of investment banking at RBC Capital Markets Derek Neldner, has been appointed as group head of capital markets effective Nov. 1 when McGregor will become chairman of RBC Capital Markets through to his retirement.RBC’s group head of wealth management and insurance, Doug Guzman, will assume leadership for investor and treasury services. Keywords EarningsCompanies Royal Bank of Canada Royal Bank of Canada increased its dividend as its third-quarter profit rose 5% to $3.3 billion, but the lender’s latest earnings missed estimates as challenging market conditions weighed on its capital markets division.The Toronto-based lender said Wednesday it will now pay a quarterly dividend of $1.05 per share, up three cents or 3%. Canadian banks to focus on growth, spending and buybacks after strong second quarter Related news Armina LigayaCanadian PressIE Staff Share this article and your comments with peers on social media Facebook LinkedIn Twitterlast_img read more

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Teachers at Wauchope High walk out over school staffing crisis

first_imgTeachers at Wauchope High walk out over school staffing crisis TFEDNSW Teachers Federation members at Wauchope High School walked off the job today over the NSW Government’s failure to properly staff their school and other public schools in rural and remote parts of the state.NSW Teachers Federation Deputy President Henry Rajendra said staff at Wauchope High were concerned about the shortage of casual teachers which had led to the disruption of classes.“Wauchope High School has been unable to fill permanent positions as well as cover classes for colleagues on leave and this will only get worse in the winter months,” Mr Rajendra said.Mr Rajendra said the numbers of additional teaching staff required to meet expected enrolment growth in public schools showed how urgent it was for the Government to address the crisis.The Department of Education projects total public school enrolments in NSW will reach almost 950,000 students by 2031, up from the 810,000 students in public schools in 2020.“There are unfilled positions at schools across the state now which must be filled if we are to continue to provide our students with the best possible education.”“To do otherwise would be unfair to students, especially in remote and regional areas and impact on staff morale and well-being.”“The independent Gallop Inquiry was clear that the NSW Government won’t fix the shortage or recruit the additional teachers required without a significant increase in salaries.”Mr Rajendra said over the past decade the NSW Government and Education Department have weakened previously successful processes that ensured adequate staffing of all schools across the state. /Public Release. This material comes from the originating organization and may be of a point-in-time nature, edited for clarity, style and length. Why?Well, unlike many news organisations, we have no sponsors, no corporate or ideological interests. We don’t put up a paywall – we believe in free access to information of public interest. Media ownership in Australia is one of the most concentrated in the world (Learn more). Since the trend of consolidation is and has historically been upward, fewer and fewer individuals or organizations control increasing shares of the mass media in our country. According to independent assessment, about 98% of the media sector is held by three conglomerates. This tendency is not only totally unacceptable, but also to a degree frightening). Learn more hereWe endeavour to provide the community with real-time access to true unfiltered news firsthand from primary sources. It is a bumpy road with all sorties of difficulties. We can only achieve this goal together. Our website is open to any citizen journalists and organizations who want to contribute, publish high-quality insights or send media releases to improve public access to impartial information. You and we have the right to know, learn, read, hear what and how we deem appropriate.Your support is greatly appreciated. All donations are kept completely private and confidential.Thank you in advance!Tags:crisis, education, failure, Government, Impact, meet, NSW, President, school, staffing, students, Wauchopelast_img read more

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Ambassador Marks addresses Maryland’s General Assembly

first_imgAmbassador Marks addresses Maryland’s General Assembly Foreign AffairsApril 5, 2011 Advertisements RelatedAmbassador Marks addresses Maryland’s General Assembly By Derrick A. Scott, JIS Reporter RelatedAmbassador Marks addresses Maryland’s General Assembly RelatedAmbassador Marks addresses Maryland’s General Assembly FacebookTwitterWhatsAppEmail WASHINGTON, D.C. — Jamaica’s Ambassador to the United States, Her Excellency Audrey P. Marks, has reiterated the importance of building on the important political, economic and other relations the Caribbean nation enjoys with the United States, at all levels. Speaking to the 141-member Maryland House of Delegates in the Maryland state capital, Annapolis, on Wednesday, March 30, Ambassador Marks stressed that part of her mission was to focus on increasing trade and investments between both states. Jamaica’s imports from the United States currently amount to $3.5 billion, she told the Maryland lawmakers gathered at their 428th session. In terms of developing trade with Maryland, the Jamaican diplomat declared that, while a figure has not been settled on, “we are working to ensure that that is a strong trading relationship.” Ambassador Marks went on to share other aspects of the historically strong ties between Jamaica and  the United States, noting sterling contributions to the building of “this great country, the United States of America,” by generations of immigrants from Jamaica, famously beginning with one of the early Jamaican immigrants, John Brown Russwurm, one of the first black graduates of a U.S. college. “We have had great immigrants from Jamaica making outstanding contributions to the human capital of this country,” the ambassador added, citing retired General Colin L. Powell, a former U.S. Chief of Staff and Secretary of State who is the son of Jamaican immigrants. The Maryland House of Delegates honoured Ambassador Marks with a proclamation, recognizing her as the first female Jamaican ambassador to the United States. The proclamation was presented to her by the Speaker of the House, the Hon Michael E. Busch, after being piloted by Jamaican-born majority whip and chair of the appropriations committee, the Delegate Shirley Nathan-Pulliam. While in Annapolis, Ambassador Marks also addressed the Women’s Legislative Caucus of the Maryland House of Assembly, presided over by the Delegate Susan Lee. She congratulated the Caucus on being the first legislative Caucus, and commended their tremendous strides in attaining over thirty percent membership in the House. The Ambassador’s visit to Maryland was part of her ongoing efforts to strengthen relations between Jamaica and the U.S. federal government and state officials. Two weeks ago, she visited Virginia and met with Governor Bob McDonald, as well as with the President of the Virginia Manufacturers Association. Accompanying her to the Maryland House of Delegates was Minister-Counsellor at the Embassy of Jamaica, Franz Hall. Editor’s note: The Maryland House of Delegates is the lower house of the General Assembly, the state legislature of the U.S. state of Maryland, and is composed of 141 Delegates elected from 47 districts. John Brown Russwurm (1799–1851) was an American abolitionist from Jamaica, known for his newspaper, Freedom’s Journal. He moved from the U.S. to govern the Maryland section of an African American colony in Liberia, and died there in 1851.last_img read more

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National Youth Policy Concept Paper completed, says Minister Hanna

first_imgRelatedYouth Policy To Focus On Preparing Young People For World Of Work Minister of Youth and Culture the Hon. Lisa Hanna has announced that the Concept Paper for the National Youth Policy has been completed. Speaking at “A Suh Di Ting Set? Reset Di Ting! Youth Dialogue for Action” a national youth forum held at the Jamaica Pegasus Hotel on Wednesday, November 20, 2013, the Minister expressed the view that the Government recognizes the need for, and importance of, recalibrating the National Youth Policy to make it more responsive and relevant to the current challenges facing the nation’s youth.According to Minister Hanna, the concept document which has already been submitted to the Human Resource Committee of Cabinet is awaiting approval. Following this, a draft green paper will be submitted to be approved for public consultation. Based on the overwhelming support being given so far by youth and other stakeholders integral to the process, the Ministry anticipates that the revision of the National Youth Policy will be tabled in Parliament by early next year.When approved, the revised policy will replace one previously developed in 2004. The 2013 policy will facilitate the active participation of youth in areas integral to their own development and will focus on seven main areas: Achieving Optimal Potential/Human Development; Expanding Participation in Economic Opportunities; Creating Safe, Nurturing and Secure Environment to Thrive; Respecting Rights and Meeting Responsibilities; Providing for Young People in Special Circumstances; Capacity Development for the Youth Sector; and Cross-Cutting Strategic Issues. Minister Hanna highlighted that the revision of the policy forms part of the Ministry of Youth and Culture’s five (5) year strategic plan, geared towards creating the necessary opportunity and support needed to propel Jamaican youth to achieving their goals. The five year strategic plan is being informed by the findings of the 2012 “Qualitative Survey on the Situation of Youth in Jamaica”. The revision of the policy is also in keeping with this year’s observance of Youth Month activities with the theme: “Reset Di Ting: The Courage to Do Things Differently”.Minister Hanna explained that: “The Ministry of youth and Culture and its agencies are very conscious that the solution will require more than a mere programmatic shift. It will instead require a re-setting of their mindsets and of the approaches taken by the Government and various organizations.” She added: “If we are to build on the achievements of the youth who we are mandated to serve, and instill within them a culture of excellence where they will have every opportunity to achieve their fullest potential, we will have to not only ‘reset di ting’, but make sure youth believe that they too can  ‘reset di ting’.”The Minister pointed out that in order to positively change the mindset of young people the society “must provide our youth, who are talented, bold and resilient, with the meaningful support, care and protection of institutions such as the church, civil society, parents and families.”The youth forum, which was attended by over 400 Jamaican youth, was among the main events for Youth Month 2013, and set the stage for a series of consultations and interactive sessions to be rolled out by the Ministry. One such session is the ‘Pon Di Corna Reasoning’, one of which took place in Highgate, St. Mary over the weekend. The second is scheduled for later this month in Portmore, St. Catherine. Story HighlightsThe Government recognizes the need for, and importance of, recalibrating the National Youth Policy.The Ministry anticipates that the revision of the National Youth Policy will be tabled in Parliament by early next year. The 2013 policy will facilitate the active participation of youth in areas integral to their own development. National Youth Policy Concept Paper completed, says Minister Hanna CultureNovember 26, 2013Written by: Marvel Gordon Photo: JIS PhotographerMinister of Youth and Culture, Hon. Lisa Hanna (second right), interacts with students from various high schools across the country, while admiring a ‘Reset di ting’ t-shirt, prior to the start of a youth seminar at the Jamaica Pegasus Hotel in Kingston, on November 20. The seminar was held under the theme: ‘Reset di Ting! The Courage to do Things Differently’, and formed part of the activities to celebrate Youth Month 2013. (FILE) Advertisementscenter_img RelatedNYS Rolls Out Graduate Work Experience Programme RelatedGraduate Work Experience Pilot Gets High Marks FacebookTwitterWhatsAppEmail National Youth Policy Concept Paper completed, says Minister HannaJIS News | Presented by: PausePlay% buffered00:0000:00UnmuteMuteDisable captionsEnable captionsSettingsCaptionsDisabledQualityundefinedSpeedNormalCaptionsGo back to previous menuQualityGo back to previous menuSpeedGo back to previous menu0.5×0.75×Normal1.25×1.5×1.75×2×Exit fullscreenEnter fullscreenPlaylast_img read more

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Flathead Lake’s Ever-Changing Identity

first_imgYELLOW BAY — The first time Jack Stanford traveled the shores of Flathead Lake in 1972, he gaped at the translucent ripples.“I nearly drove into the lake because it was so clear,” he said. “There have been a lot of changes in the lake but it’s nearly as clear today as it was then.”Looking out at a crowd of nearly 150 lakeshore residents and other interested parties last week, the renowned scientist added, with a tone of warning in his voice, “Our well being is closely tied to the clarity of that water out there.”Over the last five decades, Stanford has grown intimately familiar with the largest freshwater lake west of the Mississippi. As the longtime director of the Flathead Lake Biological Station on the southeast shores of Yellow Bay, Stanford has led research efforts with his wife, Bonnie Ellis, and their team of scientists who all together are carrying on the legacy of Dr. Morton J. Elrod. A biology professor at the University of Montana, Elrod founded the field station in 1899, and 115 years later it’s one of the oldest active, and most respected, research stations in the U.S.Flathead Lake – the 79th largest natural freshwater lake in the world, with over 200 square miles of water and 185 miles of shoreline – continues to evolve amid both natural and man-made influences, Stanford says. It also faces increasing threats to its iconic identity as one of the world’s cleanest lakes, including aquatic invasive species and increased rail traffic carrying crude oil and other chemicals throughout the Flathead River Basin.Stanford explained the current conditions and circumstances surrounding the revered lake while presenting his “State of the Lake” report last week at the annual meeting of the Flathead Lakers, a nonprofit organization formed in 1958 to protect clean water and healthy ecosystems in the Flathead watershed. The organization presented Ellis with its Stewardship Award, recognizing 30 years of distinguished research that is regularly cited in scientific journals and ecology projects around the world.Aquatic invasive species, such as non-native mussels and plants, are a worsening threat across the continent, and the same is true within the Crown of the Continent Ecosystem, which remains one of the last strongholds without major infestations.During summer, boaters in Montana are required to stop at monitoring stations to ensure they are not carrying anything that could drastically harm the state’s lakes and aquatic ecosystems. This year there are 18 check stations and over 10,000 boats have been inspected, according to Montana Fish, Wildlife and Parks. Among those, there were 164 “fouled boats,” including three with mussels attached. Mussels are quick to reproduce and can clog intake pipes and damage piers and, most significantly, disrupt whole ecosystems and change a lake’s identity, according to biologists. The same goes for vegetation like Eurasian milfoil, which can rapidly take over a lake’s shoreline.“We have to focus on our incredible resources and keep fighting,” Greg McCormick, president of the Lakers, said.The amount of nitrogen continues to gradually increase in Flathead Lake, according to the field station’s ongoing monitoring data. Though nitrogen is naturally abundant in the environment, it is also introduced through sewage and fertilizers, which inevitably threaten water quality and habitat. The heightened nitrogen levels may be enhancing phosphorous limitation, too, Stanford said, which is an important change.Also, Flathead Lake is getting warmer, Stanford said. Research shows the lake is warming by 1 degree centigrade per decade. At the same time, wind is consistently blowing more intensely than before.“We’ve got all of these things going on, and now we’ve got an agency that’s manipulating the number of lake trout out there,” Stanford said, referring to the new efforts by the Confederated Salish and Kootenai Tribes to largely reduce Flathead’s population of non-native lake trout.In light of these emergent – and significant – changes, the FLBS is creating a new module that will be the first of its kind involving big lakes and will combine the robust database of research from the last century. It’s expected to become operational this year.“We will be able to use some sophisticated computation to combine this all together, the physical factors and biophysical factors influencing water quality variables that we care about,” Stanford says. “We will build a computation that reflects how Flathead Lake works based on what we think we know.”There’s always the chance that the research could be flawed in some way, Stanford acknowledged, but there’s also the chance that the new information will illustrate some severe issues.“I just worry about the module telling us we did the wrong thing as far as taking the lake trout out of the lake, or we did the wrong thing on not paying attention to nitrogen loading,” he said.The influx of rail traffic is also a growing concern, Stanford said.Last year more than 400,000 carloads of oil were moved on America’s railroads, due in large part to the Bakken oil boom.Stanford fears the toxic chemicals being shipped on the local rails could harm the Flathead River system if a spill or derailment ever occurred, similar to recent incidents across the U.S.“These things are bad news, and what is not on the table right now is that when you get a break or accident, you don’t just get crude oil that maybe you can go mop up. You’ve got benzene plumes coming down and they are going to partially volatilize and they’re going to partially go into the water,” he said. “If they go into the water, they’re going to go into the aquifer system.”Stanford would like to see more preparation around these sensitive areas, such as the Middle Fork, which flows into Flathead Lake.“We’ve got to be able to have our act together if we do have the big accident,” he said. “Because believe me, if one of those big long trains goes into the Middle Fork, that will be something that we’ll regret for a long, long time.” Stay Connected with the Daily Roundup. Sign up for our newsletter and get the best of the Beacon delivered every day to your inbox. Emaillast_img read more

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First time buyers clean up in mortgage approvals in November

first_img Pinterest First time buyers clean up in mortgage approvals in November Derry draw with Pats: Higgins & Thomson Reaction Journey home will be easier – Paul Hegarty Facebook Harps come back to win in Waterford By News Highland – January 3, 2020 Google+ RELATED ARTICLESMORE FROM AUTHOR WhatsApp Twitter First time buyers accounted for more than half of all the mortgages approved by Irish banks in November last year.Almost 4,200 mortgages were approved, according to the Banking and Payments Federation Ireland.The strongest growth was among those getting on the property ladder for the first time, up more than 8 percent on the 2018 figure.Mortgages approved in November 2019 were valued at 960 million euro – of which first time buyers accounted for 493 million euro.The federation’s chief executive, Brian Hayes, says the report shows Irish banks have recognised the demand for housing:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2020/01/mortfcfgdfgdfages7am.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.center_img Previous articlePSNI investigating attempted murder of off-duty officer near DonegalNext articleFears Donegal could lose out on funding if two schemes merge News Highland Google+ DL Debate – 24/05/21 Pinterest News, Sport and Obituaries on Monday May 24th WhatsApp Facebook FT Report: Derry City 2 St Pats 2 Twitter AudioHomepage BannerNewslast_img read more

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Highlights: Waratahs vs Lions

first_img‘ The Waratahs broke a five-game losing streak against the Lions to record a 29-17 bonus-point victory in Sydney on Friday.*Follow us on our new Instagram journey by clicking herePhoto: Mark Kolbe/Getty Images Highlights: Waratahs vs Lions Video published on February 28, 2020 GoGoPeak10 Most Beautiful Cities You Should Visit Once In Your LifetimeGoGoPeak|SponsoredSponsoredUndo ‘ 熱門話題不要被酵素騙了!在萬寧賣的「這個」直接針對脂肪…熱門話題|SponsoredSponsoredUndoAaron Smith names South African as greatest World Cup scrumhalfSA Rugby MagUndoJapan-based Kiwi player: I hope to never experience this againSA Rugby MagUndoLife Exact BrazilGrace Jones Is Now 72 Years Old, This Is Her NowLife Exact Brazil|SponsoredSponsoredUndo AlphaCuteOprah’s New House Cost $90 Million, And This Is What It Looks LikeAlphaCute|SponsoredSponsoredUndo Post by SA Rugby magazine Shop Bras Online | Search AdsTake a Look at These Bra and Panty SetsShop Bras Online | Search Ads|SponsoredSponsoredUndo World Cup-winning Bok quartet in Eddie Jones’ all-time XVMaverick coach Eddie Jones has named his Test dream team made up of players he has worked with throughout his illustrious career.SA Rugby MagUndoLoans | Search AdsLooking for loan in Hong Kong? Find options hereLoans | Search Ads|SponsoredSponsoredUndoCNAHow is life for Cambodian boy linguist after viral fame?CNA|SponsoredSponsoredUndo贷款| 搜索广告在香港獲得貸款可能比您想的要容易贷款| 搜索广告|SponsoredSponsoredUndoShop Bras Online | Search AdsBrilliant Bra and Panty Sets (take a look)Shop Bras Online | Search Ads|SponsoredSponsoredUndo熱門話題對肚腩脂肪感到後悔!試了在萬寧賣的這個後…熱門話題|SponsoredSponsoredUndo ‘ ‘ Watch: I wanted to rip Jean’s head off – Jaque FourieSA Rugby MagUndo ‘ ‘ Posted in Lions, Super Rugby, Top headlines, Tournaments, Videos Tagged Highlights, Lions, Sydney, video, Videos, Vodacom Super Rugby, Waratahs last_img read more

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XY Gaming announces $2.5m funding round

first_imgXY Gaming announces $2.5m funding roundFunds will go toward expanding esports tournament platform, adding games such as FortniteRebekah ValentineSenior Staff WriterWednesday 18th September 2019Share this article Recommend Tweet ShareEsports tournament platform XY Gaming has announced a $2.5 million seed funding round to help expand its platform, including adding new games such as Fortnite.Related JobsSenior Game Designer – UE4 – AAA United Kingdom Amiqus GamesProgrammer – REMOTE – work with industry veterans! North West Amiqus GamesJunior Video Editor – GLOBAL publisher United Kingdom Amiqus GamesDiscover more jobs in games The funding round is being led by KB Partners and Varga Capital.”Numerous brands have indicated a great disparity between what current tournament platforms offer and what brands expect, and I am excited that we now have the capital to grow XY Gaming and create this new marketing vertical that is global, inclusive and scalable,” said CEO and co-founder Aaron Fletcher.XY Gaming will use the funding to hire more members onto its eight-person team, market the platform, form partnerships and influencer sponsorships, and add new games including Fortnite, Apex Legends, and Rocket League. Support for Counter-Strike: Global Offensive is also planned for the platform in the near future.Celebrating employer excellence in the video games industry8th July 2021Submit your company Sign up for The Daily Update and get the best of GamesIndustry.biz in your inbox. Enter your email addressMore storiesMTG loses money in Q1 despite greater revenuesESL Gaming parent company doesn’t expect a significant return to live esports events until 2022By Brendan Sinclair 12 days agoGrid secures $10m in Series A fundingGerman-based esports data company will use the “investment to take on the US”By Jeffrey Rousseau A month agoLatest comments Sign in to contributeEmail addressPasswordSign in Need an account? Register now.last_img read more

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